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trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[127,128,129],{"path":125,"name":25,"lang":37,"published":25},{"path":125,"name":25,"lang":39,"published":25},{"path":125,"name":25,"lang":32,"published":25},[131],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":137,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":142,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":146,"default_full_slug":147,"translated_slugs":148,"_stopResolving":41},"Facturas","2023-04-12T07:18:47.128Z","2026-03-12T10:47:54.356Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"_uid":138,"name":132,"component":22},"a2c58a16-f495-475f-951f-05171468aae4","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[149,150,151],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"type":107,"content":153},[154,159,166,172,188,202,208,213,226,231,236,249,254,268,282,288,293,299,305,349,371,377,382,388,393,399,433,455],{"type":110,"attrs":155,"content":156},{"textAlign":25,"key":112},[157],{"text":158,"type":116},"El 1 de enero de 2027, toda empresa y autónomo en territorio común deberá usar software de facturación certificado por la AEAT bajo VeriFactu, y el coste de ignorarlo alcanza los 50.000 € por ejercicio. Si su empresa aún no ha iniciado la adaptación, el margen de maniobra se reduce cada trimestre. En este artículo encontrará qué es VeriFactu, a quién obliga, en qué se diferencia de la factura electrónica obligatoria y qué pasos concretos debe dar para adaptar su sistema informático antes de la fecha límite.",{"type":160,"attrs":161,"content":163},"heading",{"level":162,"textAlign":25},2,[164],{"text":165,"type":116},"El sistema VeriFactu y su origen en la Ley Antifraude",{"type":160,"attrs":167,"content":169},{"level":168,"textAlign":25},3,[170],{"text":171,"type":116},"Definición y funcionamiento de VeriFactu",{"type":110,"attrs":173,"content":175},{"textAlign":25,"key":174},"p-1",[176,178,186],{"text":177,"type":116},"VeriFactu es el sistema de facturación verificable impulsado por la AEAT (Agencia Estatal de Administración Tributaria) para garantizar la integridad e inalterabilidad de los registros de facturación de cualquier empresa o profesional en España. Su base legal está en la Ley 11/2021 de medidas de prevención y lucha contra el fraude fiscal, desarrollada posteriormente por el ",{"text":179,"type":116,"marks":180},"Real Decreto 1007/2023",[181],{"type":182,"attrs":183},"link",{"href":184,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.boe.es/buscar/act.php?id=BOE-A-2023-24840","_blank",{"text":187,"type":116}," y la Orden HAC/1177/2024. El objetivo es claro: eliminar la posibilidad de que un software de facturación permita manipular o borrar registros una vez emitidos.",{"type":110,"attrs":189,"content":191},{"textAlign":25,"key":190},"p-2",[192,194,200],{"text":193,"type":116},"El mecanismo funciona así: cada registro de factura recibe una huella digital (hash encadenado con algoritmo SHA-256) y un código QR que enlaza a la ",{"text":195,"type":116,"marks":196},"sede electrónica de la AEAT",[197],{"type":182,"attrs":198},{"href":199,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/sistemas-informaticos-facturacion-verifactu.html",{"text":201,"type":116},". De este modo, cualquier alteración posterior rompe la cadena de hashes y resulta detectable. Existen dos modalidades de cumplimiento: la modalidad «VeriFactu», que envía los registros automáticamente a la AEAT en tiempo real, y la modalidad «No VeriFactu», que cumple los requisitos técnicos de hash y QR pero sin transmisión automática. Una vez que una empresa opta por la modalidad VeriFactu, no puede revertir a «No VeriFactu» hasta el final del ejercicio fiscal.",{"type":110,"attrs":203,"content":205},{"textAlign":25,"key":204},"p-3",[206],{"text":207,"type":116},"Para entender qué es VeriFactu y cómo funciona en la práctica, piense en un controller de una distribuidora con 40 empleados que emite 200 facturas al mes. Bajo VeriFactu, cada una de esas facturas necesita un hash, un QR y una marca de tiempo antes de considerarse legalmente válida. Si el programa de facturación que utiliza no genera esos elementos, la empresa se encuentra en incumplimiento desde el primer día.",{"type":160,"attrs":209,"content":210},{"level":162,"textAlign":25},[211],{"text":212,"type":116},"Obligaciones y plazos de entrada en vigor",{"type":110,"attrs":214,"content":215},{"textAlign":25,"key":112},[216,218,224],{"text":217,"type":116},"La obligación VeriFactu afecta a todos los empresarios y profesionales que sean obligados tributarios en territorio común, sin umbral mínimo de facturación. Esto incluye a pymes, grandes empresas y autónomos por igual. Los fabricantes de software debían tener sus productos adaptados conforme a la Orden HAC, y las empresas y autónomos deberán utilizar software adaptado desde el 1 de enero de 2027, tras la ",{"text":219,"type":116,"marks":220},"ampliación del plazo",[221],{"type":182,"attrs":222},{"href":223,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/todas-noticias/2025/diciembre/3/ampliacion-plazo-adaptacion-sistemas-informaticos-facturacion.html",{"text":225,"type":116}," anunciada por la AEAT.",{"type":110,"attrs":227,"content":228},{"textAlign":25,"key":174},[229],{"text":230,"type":116},"Cuando entra en vigor VeriFactu, la obligación es universal en territorio común. Sin embargo, existen excepciones regionales: el País Vasco aplica su propio sistema, denominado TicketBAI, que ya está activo desde hace varios ejercicios. Navarra dispone igualmente de su propia normativa fiscal. Si una empresa opera en territorio común y factura a clientes en esas comunidades, la obligación VeriFactu se aplica a su sistema informático de facturación (SIF), con independencia de la ubicación del cliente.",{"type":110,"attrs":232,"content":233},{"textAlign":25,"key":190},[234],{"text":235,"type":116},"Un punto que muchos responsables de administración pasan por alto es que las empresas ya incluidas en el régimen del SII (Suministro Inmediato de Información) también necesitan que su SIF sea compatible con VeriFactu. Ambos sistemas coexisten: el SII regula la información de IVA (Impuesto sobre el Valor Añadido) remitida a la AEAT, mientras que VeriFactu regula el propio software que genera los registros.",{"type":110,"attrs":237,"content":238},{"textAlign":25,"key":204},[239,241,247],{"text":240,"type":116},"Para un autónomo que gestiona un taller mecánico con un TPV (terminal punto de venta), la obligación es la misma. VeriFactu es obligatorio para pymes desde un empleado hasta 250, y no distingue entre sectores. Si el TPV VeriFactu de su taller no genera hash ni QR, tendrá que sustituirlo o actualizarlo antes de enero de 2027. Conviene revisar también si su sistema actual emite ",{"text":242,"type":116,"marks":243},"facturas simplificadas",[244],{"type":182,"attrs":245},{"href":246,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.spendesk.com/es/blog/factura-simplificada/",{"text":248,"type":116}," conformes con los nuevos requisitos.",{"type":160,"attrs":250,"content":251},{"level":162,"textAlign":25},[252],{"text":253,"type":116},"VeriFactu y factura electrónica no son lo mismo",{"type":110,"attrs":255,"content":257},{"textAlign":25,"key":256},"p-4",[258,260,266],{"text":259,"type":116},"Una de las confusiones más habituales entre directores financieros es equiparar VeriFactu con la ",{"text":261,"type":116,"marks":262},"factura electrónica",[263],{"type":182,"attrs":264},{"href":265,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.spendesk.com/es/blog/factura-electronica/",{"text":267,"type":116}," obligatoria. Son normativas distintas que regulan cosas diferentes, aunque ambas afectarán a la misma empresa casi simultáneamente.",{"type":110,"attrs":269,"content":271},{"textAlign":25,"key":270},"p-5",[272,274,280],{"text":273,"type":116},"VeriFactu regula el software que genera y registra facturas: exige el hash encadenado, el código QR y el registro inalterable dentro del SIF. La factura electrónica obligatoria, impulsada por la Ley Crea y Crece, regula el formato y la transmisión de la propia factura entre empresas en operaciones B2B. El formato exigido para factura electrónica B2G (administración pública) es Facturae XML a través de la plataforma FACe, mientras que para B2B se prevé el uso de formatos UBL o CII. Los plazos de la factura electrónica B2B están escalonados: las grandes empresas deberán cumplir dentro del primer año tras la aprobación del reglamento de desarrollo, y las pymes dispondrán de dos años. Para una explicación más detallada, Sage ha publicado un análisis útil sobre las ",{"text":275,"type":116,"marks":276},"diferencias entre VeriFactu y facturación electrónica",[277],{"type":182,"attrs":278},{"href":279,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.sage.com/es-es/blog/diferencias-verifactu-facturacion-electronica/",{"text":281,"type":116},".",{"type":110,"attrs":283,"content":285},{"textAlign":25,"key":284},"p-6",[286],{"text":287,"type":116},"La diferencia entre VeriFactu y factura electrónica es operativa: el responsable financiero de una empresa de servicios que ya utiliza FACe para sus facturas a la administración pública puede creer que ha «cumplido con la factura electrónica». Sin embargo, VeriFactu es un requisito completamente independiente que afecta a todo su software de facturación, incluidas las operaciones B2B. Su empresa necesitará cumplir con ambas normativas, y su software deberá manejar tanto los requisitos de hash y QR de VeriFactu como los formatos electrónicos para la transmisión B2B.",{"type":160,"attrs":289,"content":290},{"level":162,"textAlign":25},[291],{"text":292,"type":116},"Requisitos que debe cumplir el software de facturación",{"type":110,"attrs":294,"content":296},{"textAlign":25,"key":295},"p-7",[297],{"text":298,"type":116},"Este es el punto en el que la normativa deja de ser teórica y se convierte en una decisión operativa. Un software VeriFactu compatible debe cumplir con un conjunto preciso de requisitos técnicos, y la responsabilidad de verificarlos recae en el director financiero, no solo en el proveedor de software.",{"type":110,"attrs":300,"content":302},{"textAlign":25,"key":301},"p-8",[303],{"text":304,"type":116},"Los requisitos esenciales son cinco:",{"type":306,"content":307},"ordered_list",[308,317,325,333,341],{"type":309,"content":310},"list_item",[311],{"type":110,"attrs":312,"content":314},{"textAlign":25,"key":313},"p-9",[315],{"text":316,"type":116},"Generar un hash SHA-256 por cada registro de facturación, encadenado secuencialmente con el registro anterior.",{"type":309,"content":318},[319],{"type":110,"attrs":320,"content":322},{"textAlign":25,"key":321},"p-10",[323],{"text":324,"type":116},"Producir un código QR por factura que contenga la URL de verificación de la AEAT.",{"type":309,"content":326},[327],{"type":110,"attrs":328,"content":330},{"textAlign":25,"key":329},"p-11",[331],{"text":332,"type":116},"Mantener un registro secuencial inalterable: ningún usuario, ni siquiera el administrador del sistema, puede modificar o eliminar un registro una vez generado.",{"type":309,"content":334},[335],{"type":110,"attrs":336,"content":338},{"textAlign":25,"key":337},"p-12",[339],{"text":340,"type":116},"Permitir el envío automático de los registros a la AEAT a través de un servicio web, si la empresa opta por la modalidad VeriFactu.",{"type":309,"content":342},[343],{"type":110,"attrs":344,"content":346},{"textAlign":25,"key":345},"p-13",[347],{"text":348,"type":116},"Contar con la declaración responsable del fabricante conforme a la Orden HAC/1177/2024, certificando que el producto cumple con todos los requisitos.",{"type":110,"attrs":350,"content":352},{"textAlign":25,"key":351},"p-14",[353,355,361,363,369],{"text":354,"type":116},"Pero la adaptación no termina en el SIF. Si su empresa tiene 80 empleados y descubre que su programa de facturación no genera el hash ni el QR, se enfrenta a un problema doble: necesita un SIF conforme a VeriFactu y, además, una capa operativa que automatice el flujo de captura, aprobación y archivo de facturas. Si su equipo sigue recibiendo facturas de proveedores por correo electrónico, aprobándolas en hojas de cálculo y archivándolas en carpetas compartidas, cumplir con VeriFactu será solo la primera de varias urgencias. Optimizar la ",{"text":356,"type":116,"marks":357},"tramitación de facturas de proveedores",[358],{"type":182,"attrs":359},{"href":360,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.spendesk.com/es/blog/facturas-proveedores/",{"text":362,"type":116}," y centralizar la ",{"text":364,"type":116,"marks":365},"gestión de las facturas",[366],{"type":182,"attrs":367},{"href":368,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.spendesk.com/es/blog/gestion-de-facturas/",{"text":370,"type":116}," son pasos complementarios que facilitan el cumplimiento.",{"type":110,"attrs":372,"content":374},{"textAlign":25,"key":373},"p-15",[375],{"text":376,"type":116},"Plataformas como Spendesk abordan precisamente esa capa operativa: automatizan la captura de datos de factura mediante OCR y gestionan los flujos de aprobación en varios niveles. El archivo centralizado con marcas de tiempo completa el ciclo. No sustituyen al SIF, pero eliminan la fricción manual que convierte el cumplimiento normativo en un cuello de botella diario.",{"type":160,"attrs":378,"content":379},{"level":162,"textAlign":25},[380],{"text":381,"type":116},"Sanciones por incumplimiento y calendario de adaptación",{"type":110,"attrs":383,"content":385},{"textAlign":25,"key":384},"p-16",[386],{"text":387,"type":116},"El régimen sancionador no deja margen para la improvisación. Las empresas que utilicen software no certificado conforme a VeriFactu se exponen a multas de hasta 50.000 € por ejercicio, según el artículo 201 bis de la Ley General Tributaria. Los fabricantes de software que distribuyan productos no conformes pueden enfrentarse a sanciones de hasta 150.000 € por ejercicio. Más allá de la multa directa, operar con software no conforme puede desencadenar una inspección tributaria por parte de la AEAT y generar un riesgo reputacional frente a clientes y proveedores que esperen facturas verificables.",{"type":160,"attrs":389,"content":390},{"level":168,"textAlign":25},[391],{"text":392,"type":116},"Pasos para adaptar el software de facturación a VeriFactu",{"type":110,"attrs":394,"content":396},{"textAlign":25,"key":395},"p-17",[397],{"text":398,"type":116},"Para cumplir con la AEAT a tiempo, el proceso de adaptación se resume en cuatro pasos:",{"type":306,"content":400},[401,409,417,425],{"type":309,"content":402},[403],{"type":110,"attrs":404,"content":406},{"textAlign":25,"key":405},"p-18",[407],{"text":408,"type":116},"Audite su SIF (sistema informático de facturación) actual: confirme con el proveedor si el software ya genera hash SHA-256, código QR y registro inalterable.",{"type":309,"content":410},[411],{"type":110,"attrs":412,"content":414},{"textAlign":25,"key":413},"p-19",[415],{"text":416,"type":116},"Solicite al fabricante la declaración responsable conforme a la Orden HAC/1177/2024; sin ese documento, el software no se considera conforme.",{"type":309,"content":418},[419],{"type":110,"attrs":420,"content":422},{"textAlign":25,"key":421},"p-20",[423],{"text":424,"type":116},"Ejecute un periodo de pruebas en paralelo durante el tercer trimestre de 2026, verificando que el hash encadenado y el envío a la AEAT funcionan correctamente con su volumen real de facturas.",{"type":309,"content":426},[427],{"type":110,"attrs":428,"content":430},{"textAlign":25,"key":429},"p-21",[431],{"text":432,"type":116},"Despliegue la versión definitiva y forme al equipo de administración antes de que finalice el ejercicio.",{"type":110,"attrs":434,"content":436},{"textAlign":25,"key":435},"p-22",[437,439,445,447,453],{"text":438,"type":116},"La adaptación requiere un calendario realista. Desde ahora hasta el tercer trimestre de 2026, el paso prioritario es contactar con el proveedor de su SIF para confirmar si el software es VeriFactu-compatible y solicitar la declaración responsable. Entre el tercer y el cuarto trimestre de 2026, la empresa debería estar probando el sistema actualizado, formando al equipo de administración e integrando el flujo con la gestoría. A partir de enero de 2027, el cumplimiento es obligatorio y no hay período de gracia. 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Cualquier cláusula contractual que fije un plazo superior es nula de pleno derecho.",{"_uid":2556,"title":2557,"component":501,"description":2558},"0100e58d-3f5d-48cc-b744-f898112c0d59","¿Qué interés de demora se aplica por una factura pagada con retraso?",{"type":107,"content":2559},[2560],{"type":110,"attrs":2561,"content":2562},{"textAlign":25},[2563],{"text":2564,"type":116},"El tipo legal es el de la última operación principal de refinanciación del BCE más ocho puntos porcentuales. Para el primer semestre de 2026, se sitúa en el 10,15% anualizado. 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Desde enero de 2026, las empresas que tributan por el Impuesto de Sociedades deben operar con un Sis",[],[2672],{"_uid":2673,"items":2674,"heading":2725,"component":582},"67acb6a1-2230-432e-a5de-8d6290b3f23f",[2675,2685,2695,2705,2715],{"_uid":2676,"title":2677,"component":501,"description":2678},"7ed68a82-678b-4d09-aa9b-bc6f8f6b3090","¿Cuándo entra en vigor VeriFactu para empresas y qué tengo que cambiar en mi sistema de facturación?",{"type":107,"content":2679},[2680],{"type":110,"attrs":2681,"content":2682},{"textAlign":25},[2683],{"text":2684,"type":116},"Las empresas que tributan por el Impuesto de Sociedades deben cumplir desde enero de 2026; el resto, desde julio de 2026. Tu SIF debe generar registros encadenados con hash SHA-256, incluir código QR verificable y exportar XML estructurado conforme a los campos de la AEAT.",{"_uid":2686,"title":2687,"component":501,"description":2688},"ab20baaf-b823-4195-bc49-6611292fd064","¿Qué requisitos debe cumplir un sistema de facturación para ser conforme con VeriFactu?",{"type":107,"content":2689},[2690],{"type":110,"attrs":2691,"content":2692},{"textAlign":25},[2693],{"text":2694,"type":116},"Siete requisitos esenciales: inalterabilidad, encadenamiento hash SHA-256, registro XML normalizado, código QR, capacidad de envío a la AEAT, registro de eventos y declaración responsable del fabricante.",{"_uid":2696,"title":2697,"component":501,"description":2698},"4b8dff96-59e6-4819-ac5e-721a498e90c9","¿Qué sanciones conlleva no adaptar mi facturación a VeriFactu a tiempo?",{"type":107,"content":2699},[2700],{"type":110,"attrs":2701,"content":2702},{"textAlign":25},[2703],{"text":2704,"type":116},"Hasta 50.000 € por ejercicio fiscal para empresas que utilicen software no certificado. Los fabricantes se enfrentan a multas de hasta 150.000 € por tipo de programa.",{"_uid":2706,"title":2707,"component":501,"description":2708},"a7ac6c0f-1cdb-4bcd-9965-c7225204897a","¿Cómo afecta VeriFactu a la facturación electrónica B2B obligatoria que llega después?",{"type":107,"content":2709},[2710],{"type":110,"attrs":2711,"content":2712},{"textAlign":25},[2713],{"text":2714,"type":116},"VeriFactu establece la infraestructura técnica sobre la que se apoyará la facturación electrónica B2B obligatoria bajo la Ley Crea y Crece. Las empresas con más de 8 millones de euros de facturación anual tendrán un año para cumplir; las pymes dispondrán de dos años. Cumplir con VeriFactu ahora reduce el esfuerzo de adaptación cuando entre en vigor ese mandato.",{"_uid":2716,"title":2717,"component":501,"description":2718},"66e48938-fd40-4dfe-8679-df6f6f9dae4c","¿Qué hago si mi software de facturación no pasa la auditoría VeriFactu?",{"type":107,"content":2719},[2720],{"type":110,"attrs":2721,"content":2722},{"textAlign":25},[2723],{"text":2724,"type":116},"Tres pasos concretos. Primero, solicita a tu proveedor su calendario de actualización y la declaración responsable conforme al RD 1007/2023. Segundo, si el proveedor no tiene calendario, evalúa alternativas certificadas y planifica la migración durante 2026; el proceso típico requiere entre 3 y 6 meses, incluyendo pruebas. Tercero, documenta los hallazgos de la auditoría y las medidas correctoras adoptadas de cara a una posible regularización voluntaria ante la AEAT.",[2726],{"cta":2727,"_uid":2728,"title":2729,"eyebrow":2735,"subtitle":2740,"component":160,"textAlign":90,"flexibleSection":2745,"sectionSettings":2746,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"62f45b75-c799-432d-89ba-674408d6d690",{"type":107,"content":2730},[2731],{"type":160,"attrs":2732,"content":2733},{"level":162,"textAlign":25},[2734],{"text":569,"type":116},{"type":107,"content":2736},[2737],{"type":110,"attrs":2738,"content":2739},{"textAlign":25},[],{"type":107,"content":2741},[2742],{"type":110,"attrs":2743,"content":2744},{"textAlign":25},[],[],[],"auditar-software-facturacion-verifactu","es/blog/auditar-software-facturacion-verifactu",-2100,[],"2cca9edb-8e3d-4ee7-828a-f5dbccc02da0",[],"blog/auditar-software-facturacion-verifactu",[2755,2756,2757],{"path":2753,"name":25,"lang":37,"published":25},{"path":2753,"name":25,"lang":39,"published":25},{"path":2753,"name":25,"lang":32,"published":25},{"name":2759,"created_at":2760,"published_at":2761,"updated_at":2762,"id":2763,"uuid":2764,"content":2765,"slug":2868,"full_slug":2869,"sort_by_date":25,"position":2870,"tag_list":2871,"is_startpage":28,"parent_id":587,"meta_data":25,"group_id":2872,"first_published_at":2761,"release_id":25,"lang":32,"path":25,"alternates":2873,"default_full_slug":2874,"translated_slugs":2875},"Plan de Control Tributario 2026: cómo Hacienda ve ahora todos tus pagos con tarjeta de empresa, y por qué necesitas un justificante de cada gasto","2026-07-01T14:12:27.046Z","2026-07-01T14:12:27.111Z","2026-07-01T14:12:27.134Z",193435840750472,"fa9d96cb-2458-4385-9279-f05a3070406a",{"_uid":2766,"title":2759,"topics":2767,"noIndex":28,"category":2776,"language":2785,"component":474,"heroMedia":2786,"metaTitle":2787,"publishedAt":90,"readingTime":2788,"redirectUrl":90,"listingImage":2789,"metaDescription":2790,"bottomArticleCta":2791,"componentsAfterTheArticle":2792},"26912ff8-8cdc-499b-92d1-111c0d33d66e",[2768],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2769,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2770,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2771,"default_full_slug":147,"translated_slugs":2772,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2773,2774,2775],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":462,"created_at":463,"published_at":16,"updated_at":464,"id":465,"uuid":466,"content":2777,"slug":474,"full_slug":475,"sort_by_date":25,"position":52,"tag_list":2779,"is_startpage":28,"parent_id":477,"meta_data":25,"group_id":478,"first_published_at":479,"release_id":25,"lang":32,"path":25,"alternates":2780,"default_full_slug":481,"translated_slugs":2781,"_stopResolving":41},{"_uid":468,"icon":2778,"name":462,"component":473},{"id":470,"alt":471,"name":90,"focus":90,"title":90,"filename":472,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2782,2783,2784],{"path":481,"name":25,"lang":37,"published":25},{"path":481,"name":25,"lang":39,"published":25},{"path":481,"name":25,"lang":32,"published":25},[32],[],"Plan de Control Tributario 2026: cómo Hacienda ve ahora todo","13",[],"Tienes tarjetas de empresa repartidas entre varios equipos, retribuciones en especie reflejadas en nómina y un cierre fiscal que cada trimestre exige más docume",[],[2793],{"_uid":2794,"items":2795,"heading":2846,"component":582},"392b2cba-2459-4fae-9ca3-82a370a248fc",[2796,2806,2816,2826,2836],{"_uid":2797,"title":2798,"component":501,"description":2799},"0c26ecac-7582-4a77-b600-0b34c58ff97c","¿Qué gastos pagados con tarjeta de empresa puede revisar Hacienda y qué justificantes necesito conservar?",{"type":107,"content":2800},[2801],{"type":110,"attrs":2802,"content":2803},{"textAlign":25},[2804],{"text":2805,"type":116},"A través del Modelo 170, la AEAT recibe datos de todos los cargos, abonos y retiradas de efectivo de tarjetas con operaciones superiores a 25.000 euros anuales. La empresa debe conservar los justificantes de cada gasto durante cuatro años a efectos fiscales y seis años a efectos mercantiles.",{"_uid":2807,"title":2808,"component":501,"description":2809},"0d6355c9-f453-40c5-b7bd-cc9457049c95","¿Cómo se calcula y declara la retribución en especie de un vehículo o seguro para empleados?",{"type":107,"content":2810},[2811],{"type":110,"attrs":2812,"content":2813},{"textAlign":25},[2814],{"text":2815,"type":116},"El vehículo de empresa se valora al 20 % anual de su coste de adquisición. El seguro médico está exento hasta 500 euros por persona y año; el exceso es retribución en especie sujeta al IRPF. Ambos se declaran trimestralmente en el Modelo 111 y anualmente en el Modelo 190.",{"_uid":2817,"title":2818,"component":501,"description":2819},"8337af09-4411-41a8-afba-be1bc1fd4e69","¿Qué riesgos fiscales tengo si no documento correctamente los pagos con tarjeta de empresa?",{"type":107,"content":2820},[2821],{"type":110,"attrs":2822,"content":2823},{"textAlign":25},[2824],{"text":2825,"type":116},"Las discrepancias entre los datos del Modelo 170 y las declaraciones de la empresa activan alertas automáticas de comprobación en la AEAT. La falta de justificantes puede derivar en sanciones de entre el 50 % y el 150 % de la cuota no ingresada conforme a la Ley General Tributaria, además de la reclasificación de gastos como retribuciones en especie no declaradas.",{"_uid":2827,"title":2828,"component":501,"description":2829},"71a9f364-ed85-4b68-8f1c-02055b4ea45b","¿Qué es el Modelo 170 y cuándo se presenta?",{"type":107,"content":2830},[2831],{"type":110,"attrs":2832,"content":2833},{"textAlign":25},[2834],{"text":2835,"type":116},"Es una declaración informativa anual que presentan las entidades financieras, no la empresa. Recoge todas las operaciones con tarjeta (cargos, abonos, retiradas de efectivo, gastos en comercios) de titulares cuyo volumen supere los 25.000 euros anuales.",{"_uid":2837,"title":2838,"component":501,"description":2839},"9c3fdc4e-8c02-4a8c-be47-b5744bfa9fbb","¿Cómo afecta el Plan de Control Tributario 2026 a las retribuciones en especie?",{"type":107,"content":2840},[2841],{"type":110,"attrs":2842,"content":2843},{"textAlign":25},[2844],{"text":2845,"type":116},"El Plan 2026 permite a la AEAT cruzar por primera vez los datos de tarjeta del Modelo 170 (que recoge operaciones superiores a 25.000 euros anuales) con las declaraciones de IRPF, identificando automáticamente desfases entre los gastos reales con tarjeta de empresa y las retribuciones en especie declaradas por la empresa.",[2847],{"cta":2848,"_uid":2849,"title":2850,"eyebrow":2856,"subtitle":2861,"component":160,"textAlign":90,"flexibleSection":2866,"sectionSettings":2867,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"5dd08d30-2c91-480a-a50b-a7f6e5e8f742",{"type":107,"content":2851},[2852],{"type":160,"attrs":2853,"content":2854},{"level":162,"textAlign":25},[2855],{"text":569,"type":116},{"type":107,"content":2857},[2858],{"type":110,"attrs":2859,"content":2860},{"textAlign":25},[],{"type":107,"content":2862},[2863],{"type":110,"attrs":2864,"content":2865},{"textAlign":25},[],[],[],"plan-control-tributario-2026","es/blog/plan-control-tributario-2026",-2090,[],"604baf8b-7a12-4b26-9a25-40517dd7458c",[],"blog/plan-control-tributario-2026",[2876,2877,2878],{"path":2874,"name":25,"lang":37,"published":25},{"path":2874,"name":25,"lang":39,"published":25},{"path":2874,"name":25,"lang":32,"published":25},{"name":2880,"created_at":2881,"published_at":2882,"updated_at":2883,"id":2884,"uuid":2885,"content":2886,"slug":2999,"full_slug":3000,"sort_by_date":25,"position":3001,"tag_list":3002,"is_startpage":28,"parent_id":587,"meta_data":25,"group_id":3003,"first_published_at":2882,"release_id":25,"lang":32,"path":25,"alternates":3004,"default_full_slug":3005,"translated_slugs":3006},"Pagos SEPA en España: qué debes de cambiar en tus sistemas antes del 15 de noviembre de 2026 para evitar que tus transferencias sean rechazadas","2026-07-01T14:07:18.239Z","2026-07-01T14:07:18.315Z","2026-07-01T14:07:18.339Z",193434575881456,"40937653-1b83-4dc7-a7da-62fb499fd3c1",{"_uid":2887,"title":2880,"topics":2888,"noIndex":28,"category":2897,"language":2906,"component":474,"heroMedia":2907,"metaTitle":2908,"publishedAt":90,"readingTime":2909,"redirectUrl":90,"listingImage":2910,"metaDescription":2911,"bottomArticleCta":2912,"componentsAfterTheArticle":2913},"ac59f39e-27ac-481c-aa50-2ed851463d8e",[2889],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2890,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2891,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2892,"default_full_slug":147,"translated_slugs":2893,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2894,2895,2896],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":462,"created_at":463,"published_at":16,"updated_at":464,"id":465,"uuid":466,"content":2898,"slug":474,"full_slug":475,"sort_by_date":25,"position":52,"tag_list":2900,"is_startpage":28,"parent_id":477,"meta_data":25,"group_id":478,"first_published_at":479,"release_id":25,"lang":32,"path":25,"alternates":2901,"default_full_slug":481,"translated_slugs":2902,"_stopResolving":41},{"_uid":468,"icon":2899,"name":462,"component":473},{"id":470,"alt":471,"name":90,"focus":90,"title":90,"filename":472,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2903,2904,2905],{"path":481,"name":25,"lang":37,"published":25},{"path":481,"name":25,"lang":39,"published":25},{"path":481,"name":25,"lang":32,"published":25},[32],[],"Pagos SEPA en España: qué debes de cambiar en tus sistemas a","12",[],"Desde octubre de 2025, cada transferencia SEPA que sale de tu empresa pasa por un control automático: la verificación del beneficiario. Si el nombre del titular",[],[2914],{"_uid":2915,"items":2916,"heading":2977,"component":582},"75c5a05e-4484-45f6-9bf9-a69f45f1d5c1",[2917,2927,2937,2947,2957,2967],{"_uid":2918,"title":2919,"component":501,"description":2920},"d263ab81-b64f-4c90-ae91-3f3d9612b305","¿Qué pasa si el nombre del beneficiario y el IBAN no coinciden en una transferencia SEPA?",{"type":107,"content":2921},[2922],{"type":110,"attrs":2923,"content":2924},{"textAlign":25},[2925],{"text":2926,"type":116},"El banco emisor muestra una alerta antes de ejecutar la transferencia. Puedes optar por continuar, pero si la operación resulta fraudulenta, asumes la responsabilidad y el banco puede negarse a reembolsarte.",{"_uid":2928,"title":2929,"component":501,"description":2930},"b6d609e9-1da2-4506-bd50-547fc401967f","¿Es obligatoria la verificación del beneficiario en España?",{"type":107,"content":2931},[2932],{"type":110,"attrs":2933,"content":2934},{"textAlign":25},[2935],{"text":2936,"type":116},"Sí. Desde el 9 de octubre de 2025, la verificación del beneficiario es obligatoria y gratuita para todas las transferencias SEPA, incluidas las instantáneas, en todos los países de la zona SEPA.",{"_uid":2938,"title":2939,"component":501,"description":2940},"cba4d840-cf4c-4e85-a4c2-911cc5ade8a0","¿Cuál es el importe máximo de una transferencia SEPA instantánea?",{"type":107,"content":2941},[2942],{"type":110,"attrs":2943,"content":2944},{"textAlign":25},[2945],{"text":2946,"type":116},"El Reglamento (UE) 2024/886 eliminó el límite anterior de 100.000 € para la transferencia SEPA instantánea. Actualmente no existe un tope regulatorio general, aunque cada entidad bancaria puede aplicar sus propios límites operativos.",{"_uid":2948,"title":2949,"component":501,"description":2950},"4f907efc-2d62-4c69-9f56-b07faba5aef3","¿Quién es responsable si el banco no verifica correctamente y la transferencia es fraudulenta?",{"type":107,"content":2951},[2952],{"type":110,"attrs":2953,"content":2954},{"textAlign":25},[2955],{"text":2956,"type":116},"La entidad financiera. El Reglamento (UE) 2024/886 establece que, si el banco no ejecuta la verificación del beneficiario de forma correcta y se produce un pago fraudulento, debe reembolsar al ordenante.",{"_uid":2958,"title":2959,"component":501,"description":2960},"cbe9f351-d383-40ad-85df-6ebebcfe3de3","¿Qué es la dirección estructurada en un fichero SEPA?",{"type":107,"content":2961},[2962],{"type":110,"attrs":2963,"content":2964},{"textAlign":25},[2965],{"text":2966,"type":116},"Es el formato que sustituye las líneas de dirección en texto libre por campos independientes: calle, número, código postal, ciudad y país. Es obligatorio en los ficheros pain.001 a partir del 15 de noviembre de 2026.",{"_uid":2968,"title":2969,"component":501,"description":2970},"dac66926-a14a-4b79-951a-ef082e8a90f9","¿Cómo preparo los datos de mis proveedores para la Verification of Payee y el plazo de dirección estructurada de noviembre de 2026?",{"type":107,"content":2971},[2972],{"type":110,"attrs":2973,"content":2974},{"textAlign":25},[2975],{"text":2976,"type":116},"Audita la razón social de cada proveedor para que coincida con los registros bancarios (la VoP detectará discrepancias), valida estructuralmente todos los IBAN activos y convierte las direcciones a formato estructurado (calle, número, código postal, ciudad, país) antes de noviembre de 2026. En la sección sobre la limpieza de datos de proveedores encontrarás la lista de comprobación completa.",[2978],{"cta":2979,"_uid":2980,"title":2981,"eyebrow":2987,"subtitle":2992,"component":160,"textAlign":90,"flexibleSection":2997,"sectionSettings":2998,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"3f10135e-b925-4839-b87b-e8e2f6f9d749",{"type":107,"content":2982},[2983],{"type":160,"attrs":2984,"content":2985},{"level":162,"textAlign":25},[2986],{"text":569,"type":116},{"type":107,"content":2988},[2989],{"type":110,"attrs":2990,"content":2991},{"textAlign":25},[],{"type":107,"content":2993},[2994],{"type":110,"attrs":2995,"content":2996},{"textAlign":25},[],[],[],"pagos-sepa-espana-2026","es/blog/pagos-sepa-espana-2026",-2070,[],"fd090ef2-11a1-4568-a687-4cc655d4afa9",[],"blog/pagos-sepa-espana-2026",[3007,3008,3009],{"path":3005,"name":25,"lang":37,"published":25},{"path":3005,"name":25,"lang":39,"published":25},{"path":3005,"name":25,"lang":32,"published":25},{"name":3011,"created_at":3012,"published_at":3013,"updated_at":3014,"id":3015,"uuid":3016,"content":3017,"slug":3127,"full_slug":3128,"sort_by_date":25,"position":3129,"tag_list":3130,"is_startpage":28,"parent_id":587,"meta_data":25,"group_id":3131,"first_published_at":3132,"release_id":25,"lang":32,"path":25,"alternates":3133,"default_full_slug":3134,"translated_slugs":3135},"Conciliación bancaria: qué es, ejemplo práctico y cómo automatizarla","2026-06-10T13:00:12.731Z","2026-06-10T13:15:18.379Z","2026-06-10T13:15:18.402Z",185986305006565,"347a8315-f054-4486-8046-cc11efd3e939",{"_uid":3018,"title":3011,"topics":3019,"noIndex":28,"category":3028,"language":3037,"component":474,"heroMedia":3038,"metaTitle":3039,"publishedAt":90,"readingTime":490,"redirectUrl":90,"listingImage":3040,"metaDescription":3041,"bottomArticleCta":3042,"componentsAfterTheArticle":3043},"ed957ed1-9e9c-4c59-a361-3e92ed0d1e57",[3020],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3021,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3022,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3023,"default_full_slug":147,"translated_slugs":3024,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3025,3026,3027],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":462,"created_at":463,"published_at":16,"updated_at":464,"id":465,"uuid":466,"content":3029,"slug":474,"full_slug":475,"sort_by_date":25,"position":52,"tag_list":3031,"is_startpage":28,"parent_id":477,"meta_data":25,"group_id":478,"first_published_at":479,"release_id":25,"lang":32,"path":25,"alternates":3032,"default_full_slug":481,"translated_slugs":3033,"_stopResolving":41},{"_uid":468,"icon":3030,"name":462,"component":473},{"id":470,"alt":471,"name":90,"focus":90,"title":90,"filename":472,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3034,3035,3036],{"path":481,"name":25,"lang":37,"published":25},{"path":481,"name":25,"lang":39,"published":25},{"path":481,"name":25,"lang":32,"published":25},[32],[],"Conciliación bancaria: qué es, ejemplo práctico y cómo autom",[],"Aprende qué es la conciliación bancaria, sigue un ejemplo numérico paso a paso y descubre cómo automatizarla para acelerar el cierre mensual de tu empresa.",[],[3044],{"_uid":3045,"items":3046,"heading":3105,"component":582},"f710724d-656b-444b-b6f5-476932443755",[3047,3057,3075,3085,3095],{"_uid":3048,"title":3049,"component":501,"description":3050},"18ad2208-7f0d-4647-b729-db5c5169fe66","¿Es obligatoria la conciliación bancaria en España?",{"type":107,"content":3051},[3052],{"type":110,"attrs":3053,"content":3054},{"textAlign":25},[3055],{"text":3056,"type":116},"No es un requisito legal directo. Sin embargo, las obligaciones del SII y la normativa contable hacen que sea imprescindible para cumplir con los plazos de reporte de IVA ante la AEAT. En la práctica, prescindir de ella supone asumir un riesgo fiscal evitable.",{"_uid":3058,"title":3059,"component":501,"description":3060},"2a9a2703-2af2-4b38-a32e-8156bd1c9adb","¿Con qué frecuencia se debe hacer la conciliación bancaria?",{"type":107,"content":3061},[3062],{"type":110,"attrs":3063,"content":3064},{"textAlign":25},[3065,3067,3073],{"text":3066,"type":116},"Lo ideal es hacerla mensualmente, coincidiendo con el cierre contable. Incorporarla a los ",{"text":3068,"type":116,"marks":3069},"objetivos financieros",[3070],{"type":182,"attrs":3071},{"href":3072,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.spendesk.com/es/blog/objetivos-financieros/",{"text":3074,"type":116}," del equipo ayuda a mantener la disciplina. Las empresas con más de 300 transacciones al mes se benefician de una conciliación semanal o incluso diaria si usan software automatizado de conciliación bancaria.",{"_uid":3076,"title":3077,"component":501,"description":3078},"f1becf3f-23cb-4b11-800a-4f351782ed37","¿Qué diferencia hay entre conciliación bancaria manual y automatizada?",{"type":107,"content":3079},[3080],{"type":110,"attrs":3081,"content":3082},{"textAlign":25},[3083],{"text":3084,"type":116},"La manual compara extractos bancarios contra el libro mayor en una hoja de cálculo, línea por línea. La automatizada conecta los flujos bancarios directamente con el sistema contable, reduce errores de transcripción y acelera el cierre hasta cuatro veces.",{"_uid":3086,"title":3087,"component":501,"description":3088},"cc68636f-2316-4926-9853-b309bb49e239","¿Se puede hacer la conciliación bancaria con Contasol?",{"type":107,"content":3089},[3090],{"type":110,"attrs":3091,"content":3092},{"textAlign":25},[3093],{"text":3094,"type":116},"Contasol permite importar extractos bancarios y compararlos con asientos contables. Para empresas con múltiples métodos de pago (tarjetas, facturas, reembolsos), un software de gestión de gastos integrado ofrece una conciliación más completa al unificar todos los flujos en un solo panel.",{"_uid":3096,"title":3097,"component":501,"description":3098},"6727b8b0-d181-4b45-baf3-2584a0c54ec5","¿Cómo afecta VERI*FACTU a la conciliación bancaria?",{"type":107,"content":3099},[3100],{"type":110,"attrs":3101,"content":3102},{"textAlign":25},[3103],{"text":3104,"type":116},"A partir de 2027, el software de facturación deberá cumplir los requisitos de VERI*FACTU, generando facturas con huella digital y código QR registrados en tiempo real ante la AEAT. Esto mejora la trazabilidad de cada factura y facilita la conciliación entre facturas emitidas y pagos recibidos. 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de cuentas por pagar (AP): qué es y cómo impl",[],"Qué es la automatización de cuentas por pagar, qué tareas cubre (OCR, conciliación, aprobaciones) y cómo implantarla en tu empresa paso a paso.",[],[3173],{"_uid":3174,"items":3175,"heading":3234,"component":582},"a20878f2-d2b2-4e16-8139-feffac717294",[3176,3186,3196,3206,3216],{"_uid":3177,"title":3178,"component":501,"description":3179},"6b09a910-fc84-45a6-b549-82c8f9ccc7b3","¿Cómo funciona el OCR para leer automáticamente las facturas de proveedores?",{"type":107,"content":3180},[3181],{"type":110,"attrs":3182,"content":3183},{"textAlign":25},[3184],{"text":3185,"type":116},"El OCR escanea cada factura (PDF, imagen escaneada o XML Facturae), identifica los campos clave (proveedor, importe, IVA, fecha, líneas de detalle) y los introduce en el sistema de forma automática, eliminando la entrada manual de datos.",{"_uid":3187,"title":3188,"component":501,"description":3189},"05f499b6-97e1-4fbd-acd8-379984551a16","¿Qué software de 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El software AP lo registra, lo vincula a la orden de compra correspondiente y lo descuenta automáticamente cuando llega la factura definitiva.",{"_uid":3217,"title":3218,"component":501,"description":3219},"22246c54-fb10-4ab8-b83d-39aacff0f6be","¿Cuánto tiempo lleva implementar la automatización de cuentas por pagar?",{"type":107,"content":3220},[3221],{"type":110,"attrs":3222,"content":3223},{"textAlign":25},[3224,3226,3232],{"text":3225,"type":116},"Para una empresa de 50 a 500 empleados, el proceso completo, incluyendo migración de datos de proveedores y formación del equipo, suele llevar entre cuatro y ocho semanas. --- Si tu empresa procesa decenas o cientos de facturas cada mes y el cierre contable sigue siendo un ejercicio manual, la automatización AP es el siguiente paso lógico. ",{"text":3227,"type":116,"marks":3228},"Solicita una demo",[3229],{"type":182,"attrs":3230},{"href":3231,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://cta-redirect.hubspot.com/cta/redirect/2694209/03098c55-28b6-455d-827f-0aa7abdb09f5",{"text":3233,"type":116}," y descubre cómo pasar de perseguir facturas a controlar el gasto antes de que ocurra.",[3235],{"cta":3236,"_uid":3237,"title":3238,"eyebrow":3244,"subtitle":3249,"component":160,"textAlign":90,"flexibleSection":3254,"sectionSettings":3255,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"af888cb4-e638-494c-8961-edb9fd921e41",{"type":107,"content":3239},[3240],{"type":160,"attrs":3241,"content":3242},{"level":162,"textAlign":25},[3243],{"text":569,"type":116},{"type":107,"content":3245},[3246],{"type":110,"attrs":3247,"content":3248},{"textAlign":25},[],{"type":107,"content":3250},[3251],{"type":110,"attrs":3252,"content":3253},{"textAlign":25},[],[],[],"automatizacion-cuentas-por-pagar","es/blog/automatizacion-cuentas-por-pagar",-1860,[],"02974883-ff5a-406b-ae71-689455771581","2026-06-10T13:00:50.663Z",[],"blog/automatizacion-cuentas-por-pagar",[3265,3266,3267],{"path":3263,"name":25,"lang":37,"published":25},{"path":3263,"name":25,"lang":39,"published":25},{"path":3263,"name":25,"lang":32,"published":25},{"name":3269,"created_at":3270,"published_at":3271,"updated_at":3272,"id":3273,"uuid":3274,"content":3275,"slug":3377,"full_slug":3378,"sort_by_date":25,"position":3379,"tag_list":3380,"is_startpage":28,"parent_id":587,"meta_data":25,"group_id":3381,"first_published_at":3382,"release_id":25,"lang":32,"path":25,"alternates":3383,"default_full_slug":3384,"translated_slugs":3385},"Mejor software de factura electrónica para empresas en España: comparativa 2025","2026-06-10T13:00:03.308Z","2026-06-10T13:15:09.015Z","2026-06-10T13:15:09.044Z",185986266409525,"f1b163ed-faef-4287-a973-bc4074bf1a32",{"_uid":3276,"title":3269,"topics":3277,"noIndex":28,"category":3286,"language":3295,"component":474,"heroMedia":3296,"metaTitle":3297,"publishedAt":90,"readingTime":2537,"redirectUrl":90,"listingImage":3298,"metaDescription":3299,"bottomArticleCta":3300,"componentsAfterTheArticle":3301},"66aa9356-5ad3-4104-a0eb-d89593906e46",[3278],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3279,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3280,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3281,"default_full_slug":147,"translated_slugs":3282,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3283,3284,3285],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":462,"created_at":463,"published_at":16,"updated_at":464,"id":465,"uuid":466,"content":3287,"slug":474,"full_slug":475,"sort_by_date":25,"position":52,"tag_list":3289,"is_startpage":28,"parent_id":477,"meta_data":25,"group_id":478,"first_published_at":479,"release_id":25,"lang":32,"path":25,"alternates":3290,"default_full_slug":481,"translated_slugs":3291,"_stopResolving":41},{"_uid":468,"icon":3288,"name":462,"component":473},{"id":470,"alt":471,"name":90,"focus":90,"title":90,"filename":472,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3292,3293,3294],{"path":481,"name":25,"lang":37,"published":25},{"path":481,"name":25,"lang":39,"published":25},{"path":481,"name":25,"lang":32,"published":25},[32],[],"Mejor software de factura electrónica para empresas en Españ",[],"Comparativa de software de factura electrónica para empresas españolas ante Veri*Factu y Crea y Crece. 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Solo los programas certificados podrán utilizarse a partir de julio de 2026.",{"_uid":3326,"title":3327,"component":501,"description":3328},"06febdba-cbb0-4d99-a353-25e588c910c2","¿Qué diferencia hay entre FACe y FACeB2B?",{"type":107,"content":3329},[3330],{"type":110,"attrs":3331,"content":3332},{"textAlign":25},[3333],{"text":3334,"type":116},"FACe es la plataforma de la administración pública para recibir facturas electrónicas de proveedores (B2G), obligatoria desde 2015. FACeB2B es su extensión para facilitar el intercambio de facturas electrónicas entre empresas privadas, aunque su adopción aún es limitada.",{"_uid":3336,"title":3337,"component":501,"description":3338},"a2225b99-93a0-43e4-8112-28ec2353d6d8","¿Necesito un software distinto para emitir y para recibir facturas electrónicas?",{"type":107,"content":3339},[3340],{"type":110,"attrs":3341,"content":3342},{"textAlign":25},[3343],{"text":3344,"type":116},"No necesariamente, pero muchas herramientas de facturación se centran en la emisión. 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Consulta plazos, casillas principales, errores frecuentes y el proceso de presentación telemática paso a paso.",[],[3423],{"_uid":3424,"items":3425,"heading":3482,"component":582},"624a6787-08f1-4f35-8970-94eeedbbef72",[3426,3436,3446,3456,3466],{"_uid":3427,"title":3428,"component":501,"description":3429},"3e975761-0b11-4ce9-ba64-369dfff1db6d","¿Hay que presentar el modelo 303 si no he facturado nada este trimestre?",{"type":107,"content":3430},[3431],{"type":110,"attrs":3432,"content":3433},{"textAlign":25},[3434],{"text":3435,"type":116},"Sí. La declaración “sin actividad”, con todas las casillas a cero, es obligatoria. No presentarla genera un requerimiento de la AEAT.",{"_uid":3437,"title":3438,"component":501,"description":3439},"622c369c-1526-4b53-8015-43e53f983215","¿Se puede domiciliar el pago del modelo 303?",{"type":107,"content":3440},[3441],{"type":110,"attrs":3442,"content":3443},{"textAlign":25},[3444],{"text":3445,"type":116},"Sí, pero la declaración debe presentarse al menos cinco días antes del vencimiento. Pasado ese plazo, el pago requiere un código NRC emitido por el banco.",{"_uid":3447,"title":3448,"component":501,"description":3449},"683dcc52-4e0f-4043-88b9-e383d616c796","¿Qué pasa si el resultado del modelo 303 es negativo?",{"type":107,"content":3450},[3451],{"type":110,"attrs":3452,"content":3453},{"textAlign":25},[3454],{"text":3455,"type":116},"Un resultado negativo (más IVA soportado que devengado) se compensa en trimestres posteriores. La solicitud de devolución sólo es posible en la declaración del cuarto trimestre, que se presenta en enero.",{"_uid":3457,"title":3458,"component":501,"description":3459},"a79e2939-027d-4fa1-9371-1e2d3be3c405","¿Cómo corrijo un error en un modelo 303 ya presentado?",{"type":107,"content":3460},[3461],{"type":110,"attrs":3462,"content":3463},{"textAlign":25},[3464],{"text":3465,"type":116},"Si la cuota pagada fue inferior a la debida, presenta una declaración complementaria marcándola como tal. Si pagaste de más, envía una solicitud de rectificación a través del registro electrónico de la AEAT dentro de los cuatro años siguientes.",{"_uid":3467,"title":3468,"component":501,"description":3469},"f9595b39-fe4e-4cf7-8424-31a291072cb4","¿El modelo 303 incluye operaciones intracomunitarias?",{"type":107,"content":3470},[3471],{"type":110,"attrs":3472,"content":3473},{"textAlign":25},[3474,3476,3480],{"text":3475,"type":116},"Sí. Las adquisiciones intracomunitarias se declaran en las casillas 10 y 11 (IVA devengado) y en las casillas 36 a 39 (IVA deducible), aplicando la inversión del sujeto pasivo. Además, presenta el modelo 349 como resumen trimestral de operaciones intracomunitarias. Si gestionas ",{"text":242,"type":116,"marks":3477},[3478],{"type":182,"attrs":3479},{"href":246,"uuid":25,"anchor":25,"target":185,"linktype":98},{"text":3481,"type":116},", ten en cuenta que no son válidas para operaciones intracomunitarias. --- Preparar el modelo 303 cada trimestre no tiene por qué consumir días de trabajo manual. Cuando cada gasto lleva el justificante, la categoría de IVA y la aprobación desde el momento en que se produce, el cierre trimestral se reduce a una revisión final.",[3483],{"cta":3484,"_uid":3485,"title":3486,"eyebrow":3492,"subtitle":3497,"component":160,"textAlign":90,"flexibleSection":3502,"sectionSettings":3503,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"73f53eca-6c38-4b8b-ae21-600bcda31b8c",{"type":107,"content":3487},[3488],{"type":160,"attrs":3489,"content":3490},{"level":162,"textAlign":25},[3491],{"text":569,"type":116},{"type":107,"content":3493},[3494],{"type":110,"attrs":3495,"content":3496},{"textAlign":25},[],{"type":107,"content":3498},[3499],{"type":110,"attrs":3500,"content":3501},{"textAlign":25},[],[],[],"modelo-303-que-es-como-presentarlo","es/blog/modelo-303-que-es-como-presentarlo",-1800,[],"2d457208-a36e-4b52-bdcf-9b37ccb5ce30","2026-06-10T13:00:43.135Z",[],"blog/modelo-303-que-es-como-presentarlo",[3513,3514,3515],{"path":3511,"name":25,"lang":37,"published":25},{"path":3511,"name":25,"lang":39,"published":25},{"path":3511,"name":25,"lang":32,"published":25},{"name":3517,"created_at":3518,"published_at":3519,"updated_at":3520,"id":3521,"uuid":3522,"content":3523,"slug":3643,"full_slug":3644,"sort_by_date":25,"position":3645,"tag_list":3646,"is_startpage":28,"parent_id":587,"meta_data":25,"group_id":3647,"first_published_at":3519,"release_id":25,"lang":32,"path":25,"alternates":3648,"default_full_slug":3649,"translated_slugs":3650},"Cómo calcular el periodo medio de pago a proveedores paso a paso","2026-06-02T11:11:37.008Z","2026-06-02T11:11:52.472Z","2026-06-02T11:11:52.494Z",183128461410786,"7c7c7ec1-f381-4a05-b962-b3f01cb80b22",{"_uid":3524,"title":3517,"topics":3525,"noIndex":28,"category":3551,"language":3560,"component":474,"heroMedia":3561,"metaTitle":3562,"publishedAt":90,"readingTime":2788,"redirectUrl":90,"listingImage":3563,"metaDescription":3564,"bottomArticleCta":3565,"componentsAfterTheArticle":3566},"d0c821fb-bad6-4e16-b5b7-ca083e484b03",[3526,3534],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3527,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3528,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3529,"default_full_slug":147,"translated_slugs":3530,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3531,3532,3533],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":3535,"created_at":3536,"published_at":16,"updated_at":3537,"id":3538,"uuid":3539,"content":3540,"slug":3541,"full_slug":3542,"sort_by_date":25,"position":141,"tag_list":3543,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":3544,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3545,"default_full_slug":3546,"translated_slugs":3547,"_stopResolving":41},"Equipos financieros","2023-04-12T07:17:50.759Z","2026-03-12T10:47:54.331Z",290528746,"0d21d83f-545d-4f60-acc8-ab3b9c5b94e6",{"_uid":138,"name":3535,"component":22},"equipos-financieros","es/blog/topic/equipos-financieros",[],"37251365-a886-4869-8f3b-1976331cbcf4",[],"blog/topic/equipos-financieros",[3548,3549,3550],{"path":3546,"name":25,"lang":37,"published":25},{"path":3546,"name":25,"lang":39,"published":25},{"path":3546,"name":25,"lang":32,"published":25},{"name":462,"created_at":463,"published_at":16,"updated_at":464,"id":465,"uuid":466,"content":3552,"slug":474,"full_slug":475,"sort_by_date":25,"position":52,"tag_list":3554,"is_startpage":28,"parent_id":477,"meta_data":25,"group_id":478,"first_published_at":479,"release_id":25,"lang":32,"path":25,"alternates":3555,"default_full_slug":481,"translated_slugs":3556,"_stopResolving":41},{"_uid":468,"icon":3553,"name":462,"component":473},{"id":470,"alt":471,"name":90,"focus":90,"title":90,"filename":472,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3557,3558,3559],{"path":481,"name":25,"lang":37,"published":25},{"path":481,"name":25,"lang":39,"published":25},{"path":481,"name":25,"lang":32,"published":25},[32],[],"Cómo calcular el periodo medio de pago a proveedores paso a ",[],"Aprende a calcular el PMP con la fórmula del ICAC, un ejemplo práctico y el marco legal vigente en España. Guía paso a paso para equipos financieros.",[],[3567],{"_uid":3568,"items":3569,"heading":1119,"component":582},"d437e15a-ca83-40ff-962f-928bbc083496",[3570,3588,3598,3608,3618],{"_uid":3571,"title":3572,"component":501,"description":3573},"12ec5e27-e16b-466c-9889-f60bdd290579","¿Cuál es el plazo máximo legal de pago a proveedores en España?",{"type":107,"content":3574},[3575],{"type":110,"attrs":3576,"content":3577},{"textAlign":25},[3578,3580,3586],{"text":3579,"type":116},"60 días naturales desde la recepción de la factura en el sector privado, según la ",{"text":3581,"type":116,"marks":3582},"Ley 15/2010",[3583],{"type":182,"attrs":3584},{"href":3585,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.boe.es/buscar/act.php?id=BOE-A-2010-10708",{"text":3587,"type":116},". En el sector público, el límite es de 30 días. Superar los 60 días puede bloquear el acceso a subvenciones públicas bajo la Ley Crea y Crece.",{"_uid":3589,"title":3590,"component":501,"description":3591},"335cdbae-6409-437e-bc47-aaf9635c40a0","¿Qué diferencia hay entre el PMP y el periodo medio de cobro (PMC)?",{"type":107,"content":3592},[3593],{"type":110,"attrs":3594,"content":3595},{"textAlign":25},[3596],{"text":3597,"type":116},"El PMP mide cuántos días tardas en pagar a tus proveedores; el PMC mide cuántos días tardan tus clientes en pagarte. Un desfase en el que el PMC supera al PMP genera tensión de tesorería. En empresas de 50 a 250 empleados, un diferencial superior a 15 días suele requerir una línea de financiación adicional.",{"_uid":3599,"title":3600,"component":501,"description":3601},"0e40363e-6305-428c-9af4-0b16fff18672","¿Qué es el ratio de operaciones pagadas?",{"type":107,"content":3602},[3603],{"type":110,"attrs":3604,"content":3605},{"textAlign":25},[3606],{"text":3607,"type":116},"Es el cociente entre los pagos efectivamente realizados dentro del plazo legal (60 días) y el total de pagos del ejercicio. El RD 635/2014 exige incluir este ratio en la memoria junto con el PMP. Un ratio inferior al 80 % indica un problema estructural de gestión de pagos.",{"_uid":3609,"title":3610,"component":501,"description":3611},"989db7da-71e5-4270-8cc4-627e8ed5906c","¿Se puede calcular el PMP en Excel?",{"type":107,"content":3612},[3613],{"type":110,"attrs":3614,"content":3615},{"textAlign":25},[3616],{"text":3617,"type":116},"Sí. Necesitas el saldo medio de acreedores comerciales y el total de compras con IVA del ejercicio. La fórmula en Excel sería: =(saldo_medio/total_compras)*365. Sin embargo, el cálculo manual es propenso a errores de perímetro, especialmente al delimitar qué cuentas incluir. Las empresas con más de 100 facturas mensuales suelen necesitar una solución automatizada.",{"_uid":3619,"title":3620,"component":501,"description":3621},"ad4adb28-de48-480a-99f2-f97d1cae56a1","¿Qué herramientas recomiendas para la gestión de proveedores y control de compras?",{"type":107,"content":3622},[3623],{"type":110,"attrs":3624,"content":3625},{"textAlign":25},[3626,3628,3634,3636,3642],{"text":3627,"type":116},"Depende de tu infraestructura actual. Si ya trabajas con un ERP como Sage o Holded, empieza por su módulo de cuentas a pagar. Si necesitas automatización del ciclo completo (captura, aprobación, pago y ",{"text":3629,"type":116,"marks":3630},"conciliación",[3631],{"type":182,"attrs":3632},{"href":3633,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.spendesk.com/es/blog/conciliacion-bancaria/",{"text":3635,"type":116},"), evalúa plataformas de gestión de gasto integral que centralicen todo el flujo en un único sistema. La clave es que la herramienta se integre con tu software contable y con los flujos de tu gestoría si externalizas parte de la contabilidad. Controlar el PMP no es solo una obligación legal. Es una ventaja operativa que mejora tu relación con proveedores, reduce costes financieros y te permite acceder a subvenciones y contratos públicos sin restricciones. Si quieres ver cómo Spendesk ayuda a los equipos financieros a gestionar los pagos a proveedores y mantener el PMP bajo control, ",{"text":3637,"type":116,"marks":3638},"visita spendesk.com/es/",[3639],{"type":182,"attrs":3640},{"href":3641,"uuid":25,"anchor":25,"target":185,"linktype":98},"https://www.spendesk.com/es/",{"text":281,"type":116},"calculo-periodo-medio-pago-proveedores","es/blog/calculo-periodo-medio-pago-proveedores",-1720,[],"d8bc9a73-d29e-4d72-9ac4-33a35453bd02",[],"blog/calculo-periodo-medio-pago-proveedores",[3651,3652,3653],{"path":3649,"name":25,"lang":37,"published":25},{"path":3649,"name":25,"lang":39,"published":25},{"path":3649,"name":25,"lang":32,"published":25},{"name":3655,"created_at":3656,"published_at":3657,"updated_at":3658,"id":3659,"uuid":3660,"content":3661,"slug":3769,"full_slug":3770,"sort_by_date":25,"position":3771,"tag_list":3772,"is_startpage":28,"parent_id":587,"meta_data":25,"group_id":3773,"first_published_at":3774,"release_id":25,"lang":32,"path":25,"alternates":3775,"default_full_slug":3776,"translated_slugs":3777},"Anticipo a proveedores: cuenta 407, asiento contable y ejemplos prácticos","2026-06-02T11:10:02.127Z","2026-06-02T11:11:02.810Z","2026-06-02T11:11:02.830Z",183128072765908,"67e9d807-0f4a-4d91-9316-34ba5bf618ce",{"_uid":3662,"title":3655,"topics":3663,"noIndex":28,"category":3680,"language":3689,"component":474,"heroMedia":3690,"metaTitle":3691,"publishedAt":90,"readingTime":490,"redirectUrl":90,"listingImage":3692,"metaDescription":3693,"bottomArticleCta":3694,"componentsAfterTheArticle":3695},"c037fbcf-4158-4dad-96d1-4603185c9798",[3664,3672],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3665,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3666,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3667,"default_full_slug":147,"translated_slugs":3668,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3669,3670,3671],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":3535,"created_at":3536,"published_at":16,"updated_at":3537,"id":3538,"uuid":3539,"content":3673,"slug":3541,"full_slug":3542,"sort_by_date":25,"position":141,"tag_list":3674,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":3544,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3675,"default_full_slug":3546,"translated_slugs":3676,"_stopResolving":41},{"_uid":138,"name":3535,"component":22},[],[],[3677,3678,3679],{"path":3546,"name":25,"lang":37,"published":25},{"path":3546,"name":25,"lang":39,"published":25},{"path":3546,"name":25,"lang":32,"published":25},{"name":462,"created_at":463,"published_at":16,"updated_at":464,"id":465,"uuid":466,"content":3681,"slug":474,"full_slug":475,"sort_by_date":25,"position":52,"tag_list":3683,"is_startpage":28,"parent_id":477,"meta_data":25,"group_id":478,"first_published_at":479,"release_id":25,"lang":32,"path":25,"alternates":3684,"default_full_slug":481,"translated_slugs":3685,"_stopResolving":41},{"_uid":468,"icon":3682,"name":462,"component":473},{"id":470,"alt":471,"name":90,"focus":90,"title":90,"filename":472,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3686,3687,3688],{"path":481,"name":25,"lang":37,"published":25},{"path":481,"name":25,"lang":39,"published":25},{"path":481,"name":25,"lang":32,"published":25},[32],[],"Anticipo a proveedores: cuenta 407, asiento contable y ejemp",[],"Aprenda a contabilizar un anticipo a proveedores con la cuenta 407 paso a paso: asiento contable, tratamiento del IVA y ejemplos prácticos para pymes.",[],[3696],{"_uid":3697,"items":3698,"heading":1119,"component":582},"5bdc664f-974f-4fdd-83ee-8b66a7c34bd3",[3699,3709,3719,3729,3739,3749,3759],{"_uid":3700,"title":3701,"component":501,"description":3702},"aefdb719-ec24-410a-9edb-a80b307c49eb","¿El anticipo a proveedores es activo corriente o no corriente?",{"type":107,"content":3703},[3704],{"type":110,"attrs":3705,"content":3706},{"textAlign":25},[3707],{"text":3708,"type":116},"El anticipo a proveedores es activo corriente, ya que se espera liquidar dentro del ciclo normal de explotación, inferior a 12 meses en la mayoría de las operaciones comerciales.",{"_uid":3710,"title":3711,"component":501,"description":3712},"244f7f2d-9820-4c87-acb8-284406d7d558","¿Es obligatoria la factura de anticipo?",{"type":107,"content":3713},[3714],{"type":110,"attrs":3715,"content":3716},{"textAlign":25},[3717],{"text":3718,"type":116},"Sí. El artículo 75 de la LIVA obliga al proveedor a emitir factura por el anticipo recibido, repercutiendo el IVA al tipo vigente (21 % general). Sin esta factura, el comprador no puede deducir el IVA soportado.",{"_uid":3720,"title":3721,"component":501,"description":3722},"dbb51f69-8c16-45ba-9860-506936442083","¿Cómo afecta el anticipo al Modelo 303?",{"type":107,"content":3723},[3724],{"type":110,"attrs":3725,"content":3726},{"textAlign":25},[3727],{"text":3728,"type":116},"El IVA del anticipo se incluye en la autoliquidación del trimestre en que se realizó el pago, no en el trimestre de la factura definitiva. Un anticipo de 2.000 € más 420 € de IVA pagado en marzo se declara en el Modelo 303 del primer trimestre.",{"_uid":3730,"title":3731,"component":501,"description":3732},"bec0d7e4-3051-4522-910d-30dd58969d90","¿Cuál es la diferencia entre la cuenta 407 y la cuenta 400?",{"type":107,"content":3733},[3734],{"type":110,"attrs":3735,"content":3736},{"textAlign":25},[3737],{"text":3738,"type":116},"La cuenta 407 registra pagos adelantados a proveedores (activo), mientras que la cuenta 400 refleja deudas pendientes de pago por compras ya recibidas (pasivo). Ambas pertenecen al Grupo 4 del PGC, pero se sitúan en lados opuestos del balance.",{"_uid":3740,"title":3741,"component":501,"description":3742},"1063f9ff-ab6b-48ef-ad67-be16cf28d619","¿Cómo se contabilizan las facturas pendientes de recibir?",{"type":107,"content":3743},[3744],{"type":110,"attrs":3745,"content":3746},{"textAlign":25},[3747],{"text":3748,"type":116},"Se utiliza la cuenta 4009, \"Proveedores, facturas pendientes de recibir\". Al cierre de mes, se provisiona el gasto estimado con cargo a la cuenta de compras correspondiente y abono a la 4009. Cuando llega la factura, se revierte la provisión y se registra la operación definitiva con su IVA.",{"_uid":3750,"title":3751,"component":501,"description":3752},"66d61b9c-5847-428d-b940-b594f0365da3","¿Qué movimientos genera la cuenta 407 en la contabilidad?",{"type":107,"content":3753},[3754],{"type":110,"attrs":3755,"content":3756},{"textAlign":25},[3757],{"text":3758,"type":116},"La cuenta 407 se carga (debe) en el momento del pago del anticipo, reflejando el derecho de cobro frente al proveedor. Se abona (haber) cuando llega la factura definitiva y se liquida la operación, o cuando el proveedor devuelve el anticipo. Si anticipa 3.000 €, la cuenta 407 presenta un saldo deudor de 3.000 € hasta que se reciba la factura definitiva o se produzca la devolución. Un saldo cero confirma que todos los anticipos han sido aplicados o devueltos.",{"_uid":3760,"title":3761,"component":501,"description":3762},"8e483612-03af-4f1d-8395-6653f3e00a15","¿Cómo verificar que el asiento del anticipo a proveedores es correcto?",{"type":107,"content":3763},[3764],{"type":110,"attrs":3765,"content":3766},{"textAlign":25},[3767],{"text":3768,"type":116},"Comprueba tres puntos: (1) el saldo de la cuenta 407 coincide con la suma de anticipos abiertos pendientes de factura definitiva, (2) el IVA soportado registrado en la cuenta 472 cuadra con las facturas de anticipo recibidas del proveedor, y (3) tras la liquidación, el saldo de la 407 para ese proveedor es cero. 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Todo lo que debes saber","2023-06-23T08:56:21.271Z","2026-03-12T10:47:57.332Z",329655894,"b7a38985-0f19-4fe0-97f8-489f2dd70506",{"_uid":4103,"title":4097,"topics":4104,"category":4113,"language":4122,"component":474,"heroMedia":4123,"publishedAt":4131,"readingTime":4008,"redirectUrl":90,"listingImage":4132,"metaDescription":4138,"componentsAfterTheArticle":4139},"fff6d335-c0a0-4903-9efe-930bb6283182",[4105],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4106,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4107,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4108,"default_full_slug":147,"translated_slugs":4109,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4110,4111,4112],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":462,"created_at":463,"published_at":16,"updated_at":464,"id":465,"uuid":466,"content":4114,"slug":474,"full_slug":475,"sort_by_date":25,"position":52,"tag_list":4116,"is_startpage":28,"parent_id":477,"meta_data":25,"group_id":478,"first_published_at":479,"release_id":25,"lang":32,"path":25,"alternates":4117,"default_full_slug":481,"translated_slugs":4118,"_stopResolving":41},{"_uid":468,"icon":4115,"name":462,"component":473},{"id":470,"alt":471,"name":90,"focus":90,"title":90,"filename":472,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4119,4120,4121],{"path":481,"name":25,"lang":37,"published":25},{"path":481,"name":25,"lang":39,"published":25},{"path":481,"name":25,"lang":32,"published":25},[32],[4124],{"_uid":4125,"type":90,"asset":4126,"shadow":28,"caption":90,"overlay":4130,"component":4006},"83871b05-6899-4805-ac63-44c43c020048",{"id":4127,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4128,"copyright":90,"fieldtype":95,"meta_data":4129,"is_external_url":28},6207816,"https://a.storyblok.com/f/146026/433x433/cd556d05a6/mentions-obligatoires-facture-article-spendesk.jpg",{},[],"2023-06-23 00:00",[4133],{"_uid":4134,"type":90,"asset":4135,"shadow":28,"caption":90,"overlay":4137,"component":4006},"84c0dcec-0c92-4460-8362-d9f95bfe21c3",{"id":4127,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4128,"copyright":90,"fieldtype":95,"meta_data":4136,"is_external_url":28},{},[],"Emitir facturas es complicado. Con la factura simplificada el proceso se facilita. Aprende aquí qué es una factura simplificada, sus requisitos y cuándo usarla.",[4140],{"_uid":4141,"items":4142,"heading":4179,"reverse":28,"component":582,"sectionSettings":4197},"ce5949a2-f0d7-4ab5-8a0a-88f2423a861b",[4143,4152,4161,4170],{"_uid":4144,"title":4145,"component":501,"description":4146},"94f61d79-e06b-462f-aba3-9a28bb18e87c","¿Qué es una factura simplificada y cuándo se puede usar?",{"type":107,"content":4147},[4148],{"type":110,"content":4149},[4150],{"text":4151,"type":116},"Una factura simplificada es un documento fiscal que sustituye a la factura completa para operaciones de importe limitado y con menos datos obligatorios. Spendesk centraliza la recepción y el archivo de facturas simplificadas mediante captura OCR, validación automática de campos y clasificación por proveedor, lo que acelera la conciliación y la trazabilidad para equipos financieros.",{"_uid":4153,"title":4154,"component":501,"description":4155},"ea75ddb6-1940-49ac-a065-0f1b17897cba","¿Qué datos obligatorios debe incluir una factura simplificada?",{"type":107,"content":4156},[4157],{"type":110,"content":4158},[4159],{"text":4160,"type":116},"Una factura simplificada debe incluir al menos la fecha, el desglose del importe, el NIF del emisor y el concepto de la operación según la normativa vigente. Spendesk extrae y valida estos campos con OCR y reglas fiscales, alerta sobre datos faltantes y permite completar o rechazar facturas antes de su contabilización, garantizando cumplimiento y trazabilidad.",{"_uid":4162,"title":4163,"component":501,"description":4164},"f8113b07-f903-48bd-bac6-e083aec545d4","¿En qué se diferencia una factura simplificada de una factura completa?",{"type":107,"content":4165},[4166],{"type":110,"content":4167},[4168],{"text":4169,"type":116},"La diferencia principal entre factura simplificada y factura completa es el nivel de detalle: la simplificada registra operaciones de menor cuantía con menos datos obligatorios, mientras la completa exige información fiscal completa del cliente. Spendesk etiqueta automáticamente cada tipo de factura, aplica flujos de aprobación distintos y sincroniza la factura correcta con el sistema contable para asegurar registros precisos.",{"_uid":4171,"title":4172,"component":501,"description":4173},"320862d1-c124-4a8b-9ed8-0bbd705a4985","¿Cómo incorpora Spendesk facturas simplificadas en la contabilidad y el IVA?",{"type":107,"content":4174},[4175],{"type":110,"content":4176},[4177],{"text":4178,"type":116},"Spendesk integra facturas simplificadas con la contabilidad y el registro del IVA mediante conciliación automática, generación de asientos y exportaciones a ERPs como Sage o Xero. Spendesk convierte facturas capturadas por OCR en registros contables y enlaza cada comprobante con pagos y tarjetas virtuales para facilitar cierres fiscales y auditorías.",[4180],{"cta":4181,"_uid":4182,"title":4183,"eyebrow":4190,"subtitle":4193,"component":160,"textAlign":90,"sectionSettings":4196,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"4edceaaa-6592-45da-9879-373f2ca7fcee",{"type":107,"content":4184},[4185],{"type":160,"attrs":4186,"content":4187},{"level":162},[4188],{"text":4189,"type":116},"Factura Simplificada — FAQ",{"type":107,"content":4191},[4192],{"type":110},{"type":107,"content":4194},[4195],{"type":110},[],[4198],{"_uid":4199,"hide":28,"theme":4079,"anchorId":90,"component":4080,"spacingTop":90,"hideOnDevices":4200,"spacingBottom":90,"floatingImages":4201,"variableOverrides":4202},"3809eedb-406b-4f82-8621-8bde8e45de30",[],[],[],"factura-simplificada","es/blog/factura-simplificada",480,[],"d733e8a7-ae0a-4918-9ae2-6dadaee87645","2023-06-23T09:59:27.574Z",[],"blog/factura-simplificada",[4212,4213,4214],{"path":4210,"name":25,"lang":37,"published":25},{"path":4210,"name":25,"lang":39,"published":25},{"path":4210,"name":25,"lang":32,"published":25},[4216,4217,4218,4219],["Reactive",3654],["Reactive",3389],["Reactive",2758],["Reactive",3010],1783009725547]